i ordered both books… i was able to file my LLC all by myself, no third party after reading The Credit Game: Entrepreneurs Secret To Building Business Credit Without Personal Liability Using Eini was just approved today… now im goin to follow the rest of the steps to starting getting to those 6 figures.The Credit Game: Plays We Were Never Taught is a great read as well.. i just finished the book about 2 weeks ago and followed some of the steps and my personal credit already went up a couple points. I highly recommend both books
The Credit Game is a book about using credit or other people’s money to build a business without initial credit checks that lead to hard inquiries that will affect your credit score, no cash flow issues and no collateral issues. It is about how to obtain the capital one needs to build a business without spending your own money to do it. There are specific steps on how to build business credit that are easy to understand and easy to implement if one is patient and does their homework. Building a business is tough, because I own one and this book should have been in my library of knowledge when I first started. There is a section describing a 5-step credit building system which includes filing the appropriate legal documents to establish your business, how to set up your business’s financial profile, how to optimize your profiles, how to build your credit line, revolving credit lines, and how to obtain business credit cards. All these factors require time and effort, but it can lead to obtaining funding without spending your own money. I found the section on how to seek and engage investors in your business to be right on target. Great information for folks wanting to start a business.
I have a small business and I'm new to it all, and it would never have occurred to me that business credit could work differently than personal credit. Sure enough, this book outlines how to build business credit without taking on risk. The concepts are clearly presented, the methods and step-by-step clearly outlined. Very well-written, very well-organized.
The book lacks a contents page, making it difficult to know where to find anything. Although the cover mentions an "EIN", what that acronym stands for is not revealed until page 24 and even then the reader has to guess from the heading because it's not explicitly stated. This is not a clear way of conveying information to people who don't already know what you're talking about. All acronyms should always be spelt out in full the first time they're used with their letters included in brackets next to what they stand for.Some of the information seems rather obvious, e.g. having a bank account helps build business credit. Yet it's a shame how colour was only used for advertising at the end instead of taking the opportunity to include some images helpful to the reader throughout the book. There are some additional resources and notes supplied but the QR code was so tiny it wouldn't work on my device even at 110% zoom.
Great read for beginners looking to build or improve their business credit and get initial funding. Would recommend for new business owners or budding entrepreneurs.
You don’t need cash or perfect credit to start a business—you need the right strategy. Business Credit Blueprint shows how to build real business funding using credit, not personal savings.Learn how to set up your business properly, separate personal and business finances, and access funding using your EIN instead of your Social Security number. With clear steps and no fluff, this book shows how to grow business credit and access tens of thousands in funding while protecting your personal assets.
I found this book to giave the entrepreneur a great overview of the credit options available to them and how to leverage them. Easy reading so that anyone can understand it.
This completely changed how I do business at last, For the first time, I was able to distinguish personal risk from business growth, and controlling credit felt so very powerful, it was almost like I had changed the whole game!
The Credit Game succeeds because Chevon Patrick demystifies business credit for everyday entrepreneurs. The no-fluff, step-by-step approach makes complex topics like tiered vendor accounts easy to grasp. I especially loved Chapter 4: The Power of the EIN, which explains how to separate personal and business liability with real-world examples like the trucking company that built $50K in credit through smart vendor relationships. The book is a must-read for entrepreneurs serious about building business credit, protecting personal assets, and growing responsibly.
Chevon Patrick's "The Credit Game" effectively outlines a strategic pathway to building business credit, emphasizing EIN independence. It provides clear, foundational steps for establishing credit with a structured, tiered approach. The book offers a strong conceptual understanding, preparing entrepreneurs for their credit journey. It empowers readers with essential knowledge to embark on this important process.
This book is a very useful resource for anyone starting or growing a business. It explains in simple steps how to build credit for your company without putting your personal finances at risk. The author makes a complicated subject easy to understand, covering everything from setting up your first accounts to reaching higher levels of credit access.What I liked most is that the advice is straightforward and doesn’t assume you already know a lot about business credit. The examples and tips make it clear how to avoid common mistakes and move toward long-term success. If you’re an entrepreneur who wants to protect your personal assets while strengthening your business, this is a great place to start.
The book is about business credit, but you can apply many of the strategies to personal credit-building as well. Check out the section called steps to create a stellar credit rating. Great advice is given such as opening many lines at once and paying them to rapidly build credit and keeping utilization rate low.
As someone with an LLC, I've always wanted to figure out how to build my business credit so I could qualify for business loans. This book went through everything step by step on how to secure this. Excellent book with a lot of great info!
This book lays out a practical, easy-to-follow roadmap for building business credit without risking personal finances. It’s especially helpful for new entrepreneurs who want to understand the credit tiers, vendor setup, and how to separate personal and business expenses. The five-step system is clearly explained, and the guidance on creating a strong business credit profile is both insightful and actionable. A valuable resource for anyone serious about growing a business with long-term stability and access to real funding.
As someone who’s spent plenty of time trying to untangle the mysteries of business funding, I found The Credit Game to be a refreshing and incredibly useful guide. Chevon K. Patrick does an excellent job of breaking down what can feel like an intimidating process—building business credit without tying up your personal assets—and turning it into clear, actionable steps.What I appreciated most is how the book lays out the process in stages, starting with the basics like registering your business properly, setting up an EIN, and separating personal from business finances, then moving into strategies for vendor credit, revolving accounts, and eventually high-limit credit lines.Patrick doesn’t just talk theory; he gives you the play-by-play to follow, including what paperwork you need, what bureaus matter, and even why timing and sequence matter so much.The author’s focus on using your EIN to build credit and protect your personal score is especially valuable. Too many entrepreneurs start out using their personal credit cards and guarantees, only to risk their homes or savings when things go south. This book shows you another way—one that’s smarter and safer.It’s not all “quick fix” hype, either. Patrick is upfront that building strong business credit takes time, paperwork, and persistence. But he also shows how, within six to twelve months, you could realistically position your business to access $50,000 or more in funding—even if you’re starting from scratch.Overall, The Credit Game is a must-read for aspiring entrepreneurs and small business owners who want to level up without putting their personal credit or assets on the line. It’s part inspiration, part manual, and part accountability partner. If you’ve been putting off taking your business finances seriously, this book will light a fire under you.
This book unravels the mysteries of business credit. You do need to focus on making a good product at the right price - but making sure you have access to credit to expand is just as important in the long term. Yes- avoid messing up your credit and this book helps on guidance on pitfalls to avoid, but it also makes clear there are tiers of higher level credit that you can access if you get your credit rating right. And those higher level credit ratings deliver not just more cash to expand but get you access to wholesale prices and leases and services you can't access without those credit ratings. So this is guidance any serious business needs.
This book unravels the mysteries of business credit. You do need to focus on making a good product at the right price - but making sure you have access to credit to expand is just as important in the long term. Yes- avoid messing up your credit and this book helps on guidance on pitfalls to avoid, but it also makes clear there are tiers of higher level credit that you can access if you get your credit rating right. And those higher level credit ratings deliver not just more cash to expand but get you access to wholesale prices and leases and services you can't access without those credit ratings. So this is guidance any serious business needs.
The advice is practical and easy to follow, and I learned a few things I can put into action right away.
This book is a great pick for entrepreneurs! It breaks down business credit in simple, actionable steps and shows exactly how to leverage it for growth. The 5 step credit building system alone is fantastic. I loved the practical tips on optimizing credit and avoiding common mistakes. A great read for anyone serious about building a successful business without draining personal funds!
Good book. This book is as advertised. I bought this book for my wife and myself because we are trying to increase our credit rating. The chapters were easy to read, and the stories were certainly fascinating and entertaining. The book was just the proper length and reading style to keep us captivated by the story. Overall, a decent book and certainly as advertised by the cover.
As a new business owner, The Credit Game is a great book that explains how to build business credit step-by-step. It breaks things down in a way that’s easy to follow, no matter how much you already know about credit. Learning how to manage and grow your business credit is super important because it can make or break your success. This book helps you understand the right steps to take so you don’t make costly mistakes. It’s like having a guide that shows you how to set your business up for long-term growth and avoid failing before you even get started.
This book is a must-read for anyone looking to build business credit without putting their personal finances on the line. The author breaks down what can be a confusing process into simple, step-by-step advice that's easy to follow—even if you're brand new to the topic.I appreciated how the book explained key terms and strategies without talking down to the reader. It covers everything from setting up your business structure properly to building credit the right way, all while protecting your personal assets.If you're a small business owner, entrepreneur, or just curious about separating personal and business credit, this is a fantastic resource. Smart, informative, and surprisingly empowering!
Great step-by-step guide to building your business credit. I loved how the author went from establishing your business and its EIN to getting your Dun & Bradstreet number. The author briefly explains the importance of separating your business and personal finances and how to make sure you are establishing your business credit in a way that will make personal finances safer. Tier 1 and Tier 2 credit is discussed as well as which entities report business credit. I highly recommend this book for anyone starting their own business.
This is a very informative book. I would recommend this book to anyone interested in this topic as I think the writer did a great job on this book. I really like the cover design as well, I think it well represents the book.