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The Credit Game {PHYSICAL BOOK}: Plays We Were Never Taught (The Credit Game Series)
The Credit Game {PHYSICAL BOOK}: Plays We Were Never Taught (The Credit Game Series)
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Here’s how to play the credit game so you can save more money and get the best deals while minimizing risks.
Are you frustrated because your loan application always gets rejected due to a low credit score?
Are you wondering how you can increase your credit score so banks and creditors will lend you the amount of money you need?
Are you planning to open a credit account, but you’re not confident that you will use it properly?
Whether you’re about to open your first credit account or you just want to improve an existing one, it’s always a smart decision to know how you can use your credit to your advantage.
According to Entrepreneur, millionaires use their credit to accumulate wealth. They know how to make it work for them, and not against them.
It may take some extra strategic thinking at first, but you will greatly benefit from it. A good credit score will allow you to borrow the amount of money you need with less friction from a creditor.
When they see that you have a good credit history, they will be even willing to give you a lower interest rate and other better deals.
Let this book guide you on what you should do to minimize the risks and maximize the benefits.
Inside, you will discover:
- How rich people use credit to build their wealth by employing these 2 simple strategies
- The most powerful force in the universe according to Albert Einstein (hint: you’ll be surprised it’s not about physics) — and how you can use this to grow your money tenfold
- How you can benefit from having a good credit score — and what to do to increase it
- The bills you should pay off first to get your interest payments down and cut your losses
- 5 ways banks and creditors determine whether or not to lend you money and at what interest rate
- How to pay your creditor strategically (you’ll save a lot of money if you do this!)
- How to build your credit score fast while paying little to no interest and without the risk of losing your assets
- What harms your credit score big time — and what you can do to avoid this risk
- How to dispute errors on your credit report — see a sample of a dispute letter you may send to a credit bureau to effectively resolve the issue
- Telephone scripts you can use with your credit card company to negotiate better terms
And much more.
You don’t need any financial background to understand the strategies provided inside. This guide was made simple so anyone can grasp the techniques, even if you consider yourself terrible with numbers.
Don’t delay equipping yourself, especially when it comes to managing your money. It’s time to practice winning the credit game to stop wasting money and start getting the best deals you need.
If you want to win the credit game so you can save more money and build your assets the smart way, then scroll up and click the “Add to Cart” button right now.
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- 5 stars: 100 (75%)
- 4 stars: 30 (22%)
- 3 stars: 3 (2%)
- 2 stars: 1 (1%)
- 1 star: 0 (0%)
I am excited to read this book and be enlightened to learn how my credit score truly impacts my life financially. Just based on reading the first few pages, the author is sharing a few truths with her readers. I also believe she has written this book with the mindset of “paying it forward” so that those who read and follow the points in this book can make better financial choices—looking forward to continued reading and applying the information to my financial journey moving onward. This book makes for an excellent gift for family and friends.
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This book is the best credit repair book out here! And, I’ve bought a lot! The free knowledge in this book features a plethora of websites and scripts to guide my way in fixing my own credit, to reach my goals of getting a house with low interest rates and starting my business!! It puts in perspective the order in which I will now do things and I’ve seen the changes! This book is a helping guide as a boost to understand my credit goals better and what extra I can do to boost the momentum of raising my credit!DON’T THINK ABOUT IT, PURCHASE IT NOW!Also, to add, a extra bonus for me is that the author is a women of color with an understanding of what we were NOT taught in our culture and dynamics of “not talking about money” it gets you comfortable to spread knowledge with our children and even some stuff to help set them up in a space to follow suit!
I loved that the author used much of her life throughout this book. It seems to make it more relatable and even more inspirational. Also throughout you are showed by actually putting your finances on paper and work your finances out on your own.All in all, this was a great read. Especially for minorities. I can wait for my son to read this book when he owes of financial age.Ty Ms. Patrick
Here's the problem, with Chat GPT, Gemini, Claude, Manus, etc. You can get all this information and more and have it tailored to your specific needs and goals. So while some of the information is likely to be useful, there are better options out there.
I liked The Credit Game because it explained credit in a way that felt practical instead of intimidating. The sports “scorecard” comparison helped me understand why payment history, utilization, and new credit all matter, not just whether I have money in the bank. One part that stood out was the reminder to research several lenders before applying, because I’ve made the mistake before of letting too many applications hit my report when I was just trying to compare options. I also appreciated the section on checking AnnualCreditReport.com and looking at what is actually hurting your score, instead of guessing. The book is very direct, and some sections feel more like a workbook than a story, but that was actually helpful for me. I would of liked a little more detail on business credit, but I understand that was more of an introduction. Overall, this is a useful read for anyone who was never really taught how credit works and wants a clear starting point.
A practical guide that breaks down credit into clear steps. Highly recommended.
Very thorough! I was unfamiliar with business credit and how similar and different it is from personal credit. Who knew there was a FICO credit score that the SBA references. Thank you!
This book teaches how to build up your credit score and to use credit to grow wealth instead of growing debts. It also provides tools for repairing and protecting your credit. The discussion on business credit is fascinating, something most of us know nothing about. From the book: “Your business has a separate credit score from your personal credit, and that is how you build it. This is an incredibly powerful tool.” This tool is particularly powerful as it relates to loans and unpaid bills.
Great resource for anyone wanting to get more credit. It covers the basics and gives some unique tips.
This book breaks down credit in a way that is easy to understand, even if you have never really paid attention to how credit scores work. It explains the rules of the system, what helps, what hurts, and how to make smarter decisions moving forward. I liked that the advice feels realistic and not pushy or judgmental. It gives practical steps you can start using right away to build or fix your credit. A helpful read for anyone who wants to feel more in control of their finances.
The Credit Game is a simple and helpful guide for people who want to understand how credit really works and how to fix their score. The author shares her own story of struggling with debt and shows how she slowly improved her credit, which makes the advice feel real and encouraging. The book explains basics like payment history, checking your report, and building credit step by step so beginners won’t feel lost. One of the best parts is how it gives actual tools, like which starter credit accounts to consider, and breaks down the process so you can follow along easily. The writing is clear, and it feels like the author truly wants readers to win with money. It’s great for people new to credit or trying to rebuild, but readers already familiar with credit strategies may find it too basic.
This is a great resource for those who want to repair their credit, and anyone who simply wants to learn more about how credit works and why it is so important to maintain a good credit score. The author does a good job of explaining the major components that determine your credit score in plain English. I appreciated learning her backstory and her credit journey to wealth and success.
Tons of info, some I never even thought of! Great book with lots of important information. My only feedback is that the layout is kind of bland which makes it not so easy to read. Other than that, if you just take your time to read by category, they all start to make sense and come together.
I have been trying to figure out who is the right audience for this book. It is written with the sophistication of an adult reader, however I there are some really great examples that I have been using to teach my teen/pre-teen kids. The it really breaks down the concept of credit and the necessity of credit very simply.As I read the book, the later chapters discuss topics about re-building credit and loan repayment that is definitely geared towards adults.
This book does a good job demystifying how credit really works and how to use it to your advantage. It is full of practical strategies, some insider tips, and easy to follow steps, and it helps you build wealth while avoiding costly mistakes. Overall a good read for those ready to master their money and boost their confidence with it.
God bless for this book!! Great read with great tips!
Chevon K. Patrick’s The Credit Game is a straightforward, story-driven guide that makes the intimidating world of credit scores feel manageable. Blending personal struggles with clear explanations, the book covers everything from payment history and disputes to using tools like Rent Reporters and SelfLender to rebuild credit.It succeeds in breaking down complex systems into easy steps while motivating readers to take action. At times, the sports-game metaphors feel stretched, and more visuals would help, but overall, it’s an empowering, practical resource for anyone serious about improving their financial future.
The Credit Game taught me several things about how credit reporting can help or hurt your credit score. I had no idea that applying for one loan could result in over 40 hard credit inquiries on your account, potentially damaging your credit score severely. And I've been using credit and credit cards effectively for more than 45 years!For those who traditionally struggle with financial matters, particularly credit, this book is essential. Following the author's advice on how to build your credit and reduce debt should enable almost anyone to recover from previously poor financial decisions. Accessing this book and following the suggestions early in your financial journey may prevent most of the negative experiences and poor decisions from happening at all!Congrats to the author for a job well done!
The Credit Game by Chevon K. Patrick is like having a big sister sit you down and explain, step by step, how credit really works. Patrick shares her own struggles with debt and bad credit, and how she turned things around using practical strategies anyone can apply. She breaks down confusing terms into simple language and shows how good credit can open doors to housing, cars, business, and long - term wealth. This isn’t just theory - it’s a roadmap built from lived experience. If you’ve ever felt stuck or overwhelmed by money issues, this book feels like the push you need to get ahead.
This book was helpful in learning more about my credit and how it is calculated. I didn't know resources such as credit boosters existed so I definitely learned something new. Going to continue to boost my credit and this book inspired me to get there.
I found the book easy to read and very informative. I learned that some things I thought I knew to be true were wrong. Everyone should check their credit report for errors. It is simple to do, but so very important. Changing your credit score and understanding how credit works should be in every high school curriculum. This book is worth the time to read. I am anxious to read her series.
A subject matter RECOMMENDED to parents and teachers!It’s a MUST for ALL CONSUMERS; children, students, adults!!It is preparatory to understand how DEBT and CREDIT (FICO) scores HELP and HURT!Learn it NOW, so you don’t have to HURT to LEARN!
This is a great book to introduce anyone to the person credit-building game. I like the way the author uses sports analogies to describe the personal credit process. When you understand the rules of the game, you can win the game. She does a nice job of explaining the important aspects of repairing and building personal credit. These are not just theories; one can tell she has first-hand experience with this process.
Straightforward and surprisingly empowering, The Credit Game definitely takes the mystery out of how scores work and how to use credit to your advantage. I appreciated the stories and step-by-step tips, from building a solid profile to negotiating better rates. The letters and tools for repairing credit are a nice added bonus. It’s a quick read, I finished the book in an evening, but it is packed with good information. If you’re rebuilding or just want to create better habits, this book delivers.
This book explains in easy to understand terms, how credit is established and how expensive it is to be poor. With strategies to improve your credit scores, this book is greatly helpful
This book is loaded with credit hacks Remember building better credit is not a race, its a marathon. And this book offers the best tips on getting started.